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All entries in the Statement of Account shall be presumed appropriate until the Cardholder disputes such entries within 30 days from the Statement of Account and proves such entry to be incorrect. If the disputed Card Transaction turns out to be genuine, the Cardholder shall pay the quantity set out within the relevant Card Transaction together with any fees incurred by the Bank within the investigation of such disputed Card Transaction. If the Cardholder pays an amount lower than the present steadiness of a particular month’s invoice statement by the payment due date, curiosity shall be accrued on the balance remaining after the Payment Due Date and shall be posted within the next statement. A delayed or amended charge shall be processed to the Card Account inside 90 calendar days of the transaction date of the related transaction. The Card just isn’t transferrable and its utilization is subject to the phrases talked about herein and any further situations stipulated by BRAC Bank Limited from time to time. The Cardholder by no means in any way will permit the Card and/or PIN and/or CVC/CVV and/or OTP to be used by some other individual.
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Credit card invoice can be paid through bKash app. The payment through bKash might require most 3 working days to be settled. All transactions approved by the supplementary cardholder previous to the date the supplementary card is received by the Bank, are valid and handled as binding upon the primary cardholder and are the legal responsibility of the primary cardholder. The Bank shall deliver a Statement of Account to the Cardholder every month or at such other regular intervals as deemed match by the Bank.
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“Cardholder” means a person whose name is in a Card Account and who is responsible for all transactions and liabilities on the Card Account. It includes Primary and any Supplementary Cards. “Business Day” means a day on which the relevant workplace in BRAC Bank specified within the Application Form or by way of which the Card is supplied or such other office as could additionally be notified by BRAC Bank to the Cardholder, is open for regular business transactions. “Authorized Dealer” means a licensed supplier as outlined within the Foreign Exchange Regulations Act 1947 as amended every so often.
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The Cardholder could avail auto debit or auto fee facility for making the funds of the Card dues. On availing the auto debit facility, the Bank account of the Cardholder might be debited, for the quantity mentioned above, on Payment Due Date and will carry out the auto cost twice in subsequent 2 consecutive dates in case of inadequate fund for two instances. In the event of the mentioned checking account not having enough funds on the Payment Due Date or subsequent 2 consecutive days, the Cardholder shall be liable to pay all the Charges relevant in addition to the Card dues.
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The full schedule of matches for the first 4 days are as follows, black and white character. The Bank may once in a while change the phrases and circumstances of this Agreement. Cardholder hereby authorizes the Bank to change the phrases and circumstances of this Agreement without prior consent of the Cardholder. Subject to the necessities of statute, notification of any such change shall be given to the Cardholder by the Bank either in writing or by publication thereof. Such adjustments shall apply to all unpaid Finance Charges, Fees, Cash Advances, Costs and Card Transactions. If you fail to notify BRAC Bank within 120 days of buying the product/service; the Bank won’t be held liable to entertain the grievance.
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